The driver of the livery cab that hit the pedestrian clearly acted negligently as evidenced by the arrest for failing to follow NYC traffic laws. When a taxi driver acts negligently and causes an accident as a result, the injured victim (or the victim’s family where the victim has died from the injury) can bring a personal injury action in state court against the driver and the cab operator for injuries, the cost of medical treatment, pain and suffering, and other costs brought on by the loss. The TLC requires all cab operators to carry insurance covering injuries to others for at least $100,000 per accident victim, and a plaintiff can sue the operator for any further damages in excess of that figure.