If the insurance company of the negligent driver refuses to make a reasonable settlement offer, the case can be taken to civil court for resolution, where a jury can decide on the level of damages to award. A jury will be tasked with making the decision about the level of compensation the injured motorcyclist deserves. Insurance companies are often known for making reasonable offers at the 11th hour, as the risks of putting the case before a jury are high. Your lawyer should be a talented litigator that is very familiar with negotiating settlements or presenting a persuasive case in court.